Here's how to celebrate Valentine's Day without spending a fortune.
1. The Romantic Meal for Two If you feel that the romantic meal out for two is an obligatory part of the celebrations, then there are ways to go out without spending a small fortune. Use a discount coupon or your credit card reward points when you're having a romantic dinner for two.

2. Make the Gift Take some time out to make a Valentine's gift this year. How about writing down 10 things you love about your partner on a sheet of paper and sticking it somewhere they will see it first thing in the morning. Or you could bake a cake, make a memory box of ticket stubs and photos, write a poem, or create a simple scrapbook of the past year's memories.

3. Staying in What about staying in this Valentine's Day? If you're a hopeless cook, fear not. The grocery stores seem to be pulling out the stops. Find a high-end grocery store that offers a take home meal and serve by candlelight with a bottle of Prosecco.

4. Scrap the Card Is there a more overpriced piece of paper than a Valentine's Day card? We're not suggesting you don't send one altogether, but making one of your own will help save a few rupees and add a personal touch.

5.Make the Gift How about taking the time to make a Valentine's gift this year? That way you'll be giving a gift that your partner will remember throughout the year.

6. Spend Time Together Why not plan a day out together as a Valentine's treat? This doesn't need to be expensive or elaborate. How about finding free art galleries or museums to visit? Taking time to go for a long walk? Or doing all of the household chores in advance, so that you can spend the weekend watching movies and relaxing?

7. The bottom of the line Valentine's Day about spending time with the person you love - not lining the pockets of card companies, flower delivery firmsand restaurants. It really is the thought that counts, and with these ideas you can have a cheap but cheerful Valentine's Day this year.

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